Privacy Notice | Mail In Form

PA: NMLS #101561

OH, MI: NMLS #203917

Rev. 07/2015

FACTS

What does Howard Hanna Mortgage Services do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • Income
  • Transaction history
  • Credit history
  • Credit scores
  • Mortgage rates and payments

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Howard Hanna Mortgage Services chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Howard Hanna Mortgage Services share?

Can you limit this sharing?

For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don't share

For our affiliates' everyday business purposes - information about your transactions and experiences

Yes

No

For our affiliates' everyday business purposes - information about your creditworthiness

Yes

Yes

For our affiliates to market to you

Yes

Yes

For our non-affiliates to market to you

No

We don't share

To limit our sharing

Mail the form below Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions?

Call toll-free 800-400-4622 (Ohio) and 800-474-4437 (Pennsylvania)

Mail-in Form

Mark any/all you want to limit:

Do not share information about my creditworthiness with your affiliates for everyday business purposes.

Do not allow your affiliates to use my personal information to market to me.

Name

Mail to:

Howard Hanna Mortgage Services

6000 Parkland Blvd, Mayfield Heights, OH 44124 or

Howard Hanna Mortgage Services

1000 Gamma Drive, Pittsburgh, PA 15238

Address
City, State, ZIP

What we do

How does Howard Hanna Mortgage Services protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does Howard Hanna Mortgage Services collect my personal information?

We collect your personal information, for example, when you

  • Apply for a loan
  • Give us your income information
  • Apply for financing
  • Give us your wage statements
  • Provide your mortgage information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you, State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Our affiliates include:
    • Financial companies such as: Howard Hanna Insurance Services, Inc.
    • Nonfinancial companies such as: Howard Hanna Real Estate Services, Barristers Land Abstract and Barristers of Ohio, LLC.

Non-affiliates

Companies not related by common ownership or control. They can be financial and non- financial companies.

  • Howard Hanna Mortgage Services does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Howard Hanna Mortgage Services doesn't jointly market.

Let's Talk

A Howard Hanna Mortgage team member is ready to assist you.