Patrick Kernick NMLS #: 771012

I have been originating mortgages for 25 years. Born and raised in Pittsburgh, I am extremely familiar with the local market.
As a loan officer with Howard Hanna, I can deliver the very best interest rate, and a wide array of Agency and Portfolio products, including Doctor loans, First time buyer closing cost assistance loans, FHA, VA, PHFA, USDA, 80-10 Tandem loans.

In my 25 years of mortgage origination, I have acquired an extensive knowledge of mortgage products, underwriting and market competition, while developing a deep understanding of what it takes to deliver the very best possible customer experience.